▲ 여수 웅천지구

정부가 전남 여수·순천시 등을 포함한 전국 17개 지역의 부동산 규제를 해제하기로 했다.

주택가격 상승 폭이 비교적 낮고 미분양 증가세가 뚜렷한 지방을 중심으로 규제지역 '핀셋 해제'에 나선 것이다.

국토교통부는 30일 주거정책심의위원회를 열고 투기과열지구 및 조정대상지역 조정안을 심의·의결했다.

조정안에 따르면 여수·순천·광양시 등 전국 11곳은 조정대상지역에서 해제돼 비규제지역이 됐다. 이번 조정안은 내달 5일부터 효력이 발생한다.

규제지역으로 묶이면 대출·세제·청약 등에서 규제를 받는다.

이에 따라 조정대상지역에서는 주택담보대출비율(LTV)이 9억원 이하 구간은 50%, 9억원 초과분은 30%로 각각 제한된다.

또 투기과열지구에서는 LTV가 9억원 이하면 40%, 9억원 초과는 20%를 적용받는다. 대출규제와 양도소득세·종합부동산세 등 각종 세금 부담도 커진다. 주택도시보증공사(HUG)의 고분양가 심사도 받아야 한다.

투기 세력을 막기 위한 조치지만 집값 상승세가 꺾이는 시기에 정상적인 거래까지 위축시켜 악영향을 미칠 수 있다는 우려의 목소리도 컸다.

심의위원회 측은 "수도권 다수 지역에서 주택가격 상승세가 지속되고 있고 미분양 주택도 여전히 많지 않은 점을 고려해 당분간 규제지역 지정을 유지하고 시장 상황을 모니터링하기로 했다"고 밝혔다.

[아래는 구글로 번역한 영문기사 전문입니다. 영문번역에 오류가 있을 수 있음을 전제로 합니다. Below is the full English article translated by Google. It is assumed that there may be errors in the English translation.]

The Housing Policy Deliberation Committee held on the 30th to deliberate and decide on the adjustment plan for the overheated speculation district and the area subject to adjustment.. Effective from July 5

The government has decided to lift real estate regulations in 17 regions across the country, including Yeosu and Suncheon in Jeollanam-do.

The tweezers are being lifted, centering on regions where housing prices have risen relatively low and unsold pre-sale homes are clear.

The Ministry of Land, Infrastructure and Transport held a housing policy deliberation committee on the 30th and deliberated and decided on the adjustment plan for the overheated speculation district and the area subject to adjustment.

According to the reconciliation plan, 11 cities nationwide, including Yeosu, Suncheon, and Gwangyang, were lifted from the areas subject to coordination and became unregulated areas. This amendment will take effect from the 5th of next month.

If it is tied to a regulated area, it will be regulated in loans, taxes, and subscriptions.

Accordingly, in the area subject to adjustment, the mortgage loan ratio (LTV) is limited to 50% for the section below KRW 900 million and 30% for the portion exceeding KRW 900 million.

In addition, in speculative overheated districts, 40% of LTV is applied if it is less than 900 million won, and 20% is applied if it exceeds 900 million won. The burden of various taxes, such as loan regulations, capital gains tax, and comprehensive real estate tax, will also increase.

They must also undergo a high sale price review by the Housing and Urban Guarantee Corporation (HUG).

Although it is a measure to prevent speculative forces, there were also voices of concern that it could adversely affect normal transactions at a time when house price rises are slowing down.

"Considering that housing prices continue to rise in many areas in the metropolitan area and there are still not many unsold homes, we have decided to maintain the designation of the regulated area for the time being and monitor the market situation," the deliberation committee said.